Thank You for Your Business

If you’ve landed here, it’s because you — whether you recently purchased a home, sold a home, or are still exploring real-estate possibilities — placed your trust in me this year. I want to begin by saying: Thank you for choosing me.

Whether you decided to buy a home, sell a home, or buy or sell a home in the Palm Beach area — you made a decision that matters. And as Mortgage Broker, Mortgage Lender, Real Estate Agent, Real Estate Advisor at America’s Mortgage Solutions (AMS), I’m deeply honored you allowed me to serve you.

In this note, I want to reflect on a year of real estate in West Palm Beach, North Palm Beach, Wellington, Florida and share insights on where the market stands today. But above all: I want to celebrate the milestone you achieved. Because your decision is my motivation.

Why This Thank-You Is More Than a Courtesy

Real estate is more than contracts, closings, or commissions. Behind every “sold” sign or “welcome home” handshake is a life — a family, a future, a new beginning. When you trusted me to help you buy a home in West Palm Beach, or sell a home in Wellington, or helped you navigate the steps to buy or sell a home in North Palm Beach — you weren’t just another client. You became part of a relationship built on trust, integrity, and purpose.

I realize that working with a broker or lender can feel transactional. But my goal has always been to make it personal — to guide you like a friend, advise you like a neighbor. That’s why I say again: Thank you for choosing me as your agent this year.

Because your success is my success. Your peace of mind, your comfort, your confidence in your decision — that’s the real reward.

2025 Housing Market in Palm Beach Area: Where We Stand

To appreciate what we’ve accomplished together, it helps to understand the broader context of the market this year across Palm Beach County — especially in our local cities.

West Palm Beach, FL: Strong Appreciation, but Still Time to Decide

• According to recent data, the median sale price of homes in West Palm Beach this October 2025 was about US$444,500, up 4.6% year-over-year. Redfin

• The median price per square foot rose sharply — reflecting renewed demand and value gains in many neighborhoods. Redfin+1

• That said, homes are staying longer on the market: median days on market climbed to around 112 days — indicating that while appreciation continues, buyers are being more selective or negotiating more carefully. Redfin

On the luxury segment front, the city has experienced a dramatic surge over the past decade. Luxury home sale prices in West Palm Beach rose about 187.3% since 2015, reaching a median of roughly US$4.04 million in late 2025 — the fastest growth in luxury home prices among major U.S. metros. Redfin

For high-end buyers or sellers — this means tremendous value creation. For mainstream buyers or sellers — it underscores the importance of timing, pricing, and local expertise.

North Palm Beach, FL: Noticeable Growth & Opportunity

• As of October 2025, homes in North Palm Beach had a median sale price of around US$503,500, representing a robust 17.1% increase compared to last year. Redfin

• The price per square foot is also up, signaling rising demand and appreciation in many neighborhoods. Redfin

• That said, homes are spending more time on the market: median days on market climbed to 153 days, suggesting that while prices are up, buyers are taking more time before committing — giving both buyers and sellers room to negotiate. Redfin

For sellers, this growth reflects a moment to possibly leverage equity gains. For buyers, there may still be opportunities to get favorable terms — especially if you're strategic.

Wellington, FL: Stability — A Balanced Market

• Recent data shows the median sale price in Wellington at about US$618,500, with a slight decrease compared to last year (–0.24% YoY). Redfin

• Homes take roughly 96 days to sell on average, which is fairly stable compared to prior periods. Redfin

• Price per square foot saw an increase — indicating that while overall median price is flat, there is upward pressure on value per unit of space, often tied to quality updates, location, or community desirability. Redfin

Overall, Wellington seems to be in a “balanced” market zone — not overheated, not stagnant. For many buyers and sellers, this translates to predictable outcomes, less frenzy, and more time to make thoughtful decisions.

Palm Beach County Snapshot: Broader Trends

Zooming out to the entire Palm Beach County gives added perspective:

• The median sale price across the county was about US$510,000 in October 2025 — up 4.1% YoY. Redfin

• Median days on market increased to around 96 days — a sign that while demand remains, supply is balancing things out. Redfin

• Inventory is higher than in the pandemic-era boom years; many analysts and local real-estate professionals consider it more of a buyer’s or balanced market now — meaning more options, less bidding wars, and room for negotiation. Capital Analytics Associates+2Realty Times+2

What does this mean for you if you decided to buy a home, sell a home, or buy or sell a home this year? It means you made your move in a dynamic yet stabilizing market — a market where expertise, timing, and strategy mattered.

What Your Decision Achieved — And Why It Matters

When you chose to buy a home or sell a home in any of these cities — West Palm Beach, North Palm Beach, or Wellington — you stepped into a market that’s dynamic, full of opportunities, but also sensitive to timing, pricing, and negotiation.

• For buyers: A median sale price in North Palm Beach or West Palm Beach — or a slightly more modest but stable market in Wellington — meant you had real chance to find good value — especially if you were guided strategically.

• For sellers: The continuing demand in West Palm Beach’s luxury segment, or the improving metrics in North Palm Beach, meant that you could benefit from appreciation — especially with the right positioning and negotiation.

• For both buyers and sellers: Working with someone who understands the local nuances — timing, price trends, financing — becomes critical.

That’s where I come in. As your broker, lender, and advisor at AMS, I’ve been committed to helping you navigate every step with clarity, integrity, and dedication.

Key Lessons from 2025 — For Everyone

Here are some standout lessons from this year’s market — whether you’re still house-hunting, preparing to sell, or simply curious about the local real-estate landscape:

1. Expect longer timelines — but not stagnation

Across the board — West Palm Beach, North Palm Beach, Wellington, and even the broader county — median days on market have increased compared to boom-time years. That doesn’t mean demand is gone. It means buyers and sellers are more thoughtful.

If you're buying, that can give you breathing room to evaluate options, negotiate terms, and choose carefully. If you’re selling, that means patience and strategic pricing likely matter more than simple speed.

2. Quality and value per square foot still command a premium

In Wellington, even as the median price stayed fairly flat, the median price per square foot increased. That suggests that buyers are increasingly attracted to properly maintained, updated, or especially located homes.

If you plan to sell a home, investing in small — but smart — upgrades or staging can pay off. If you plan to buy a home, focusing on value-per-square-foot and long-term resale potential is a good move.

3. Luxury and entry-to-mid markets behave differently

The surge in luxury values — especially in West Palm Beach — shows that high-end homes remain a strong asset class. Meanwhile, the more modest or mid-tier segments — typical family homes, condos, townhomes — are moving more slowly, with more room for negotiation.

That bifurcation creates different strategies for buyers and sellers depending on their price range.

4. Local market knowledge pays off

Because each city and neighborhood shows slightly different behavior — in time on market, price trends, demand — having a real-estate advisor who knows local dynamics is a major advantage.

As your advisor at AMS, I’ve worked hard to stay on top of these trends to help you make informed decisions.

How I Worked With You — My Commitment

When you chose me to help you buy a home, sell a home, or buy or sell a home in West Palm Beach, North Palm Beach, or Wellington — I committed to more than just paperwork. Here’s what I brought to the table:

• Personalized guidance: I took time to understand your needs — budget, lifestyle, long-term goals. Whether you were first-time buyer or experienced seller, I tailored recommendations to your priorities.

• Market insight: I tracked local data — price trends, days on market, inventory levels — so you never had to guess whether this was a good time to act.

• Financing strategy: As a broker and lender at AMS, I helped navigate mortgage options, interest rate conditions, and financing logistics — to make sure your home loan matched your financial goals.

• Transparent communication: I believe clear, timely updates and honest advice build trust. I aimed to keep you informed every step of the way.

• Long-term perspective: Real estate isn’t just for now — it's for your future. I helped you view your purchase or sale as a long-term investment, not just a transaction.

Because at the end of the day, I don’t see clients — I see neighbors, families, future homeowners.

What’s Ahead — Looking to the Future

While 2025 brought growth, stabilization, and shifting dynamics, real estate in Palm Beach County remains a landscape of opportunity. Here’s what I see ahead — and why I believe many of you made the right move this year:

• Continued demand for quality homes in desirable neighborhoods — especially in North Palm Beach, Wellington, and West Palm Beach — as long as buyers stay patient and strategic.

• More negotiation opportunities, especially for buyers or sellers in the mid-market range, thanks to longer times on market and increased inventory.

• Strategic value growth for well-maintained homes, homes with modern upgrades, or homes in sought-after areas.

• For sellers considering when to exit: a chance to take advantage of accumulated equity — especially in high-growth pockets or luxury segments.

• For buyers: a moment to lock in financing and rates, and possibly secure a home at a reasonable price before any future upticks.

If you’re wondering whether now is a good time to invest — or whether to hold off — I’m always here to provide honest, data-driven advice.

A Heartfelt Thank You — From Me to You

So once more: thank you for choosing me.

Whether you came to me to buy a home, sell a home, or buy or sell a home in West Palm Beach, North Palm Beach, or Wellington — you allowed me the privilege of helping you with one of the biggest decisions of your life.

As Mortgage Broker, Mortgage Lender, Real Estate Agent, Real Estate Advisor at America’s Mortgage Solutions (AMS), I don’t take that lightly. I appreciate your trust, your patience, your willingness to collaborate.

If you ever have questions, want to explore refinance options, or are thinking about your next move — whether it’s selling, upgrading, investing, or buying — I’m here. Always.

Thank you for your business. And thank you for letting me be part of your home story.

Source: “America's Mortgage Solutions (AMS)”